Frugality
28. Buying a used car. The most expensive miles on a car are the first 10000. Let someone else lead this for you. Buying used can save a lot of money given the limited value of the car has actually lost.
29. Be patient. Do not buy this new gadget today. Wait a month or two, and the price will certainly drop.
30. Buy airline tickets as early as possible. The cheapest flights are those that are purchased at least two months in advance. For travel holiday in particular, to buy as soon as you can.
31. Get the most for your air miles. Make sure that each airline miles you buy is to provide you with at least 1 cent to the price of a ticket.
32. Never buy the extended warranty. Often, your new product is already delivered with a 90-day or 1 year warranty (while most "defective" things will break, anyway). There is a reason for everyone wants to sell you an extended warranty: they are extremely profitable (for businesses, not for you).
33. Make your own meals. Eating out is to be costly if you do it too often.
34. Make your home more energy efficient. Bankrate.com has a list of 17 ways to do so.
35. Getting a better cell phone plan. If you had the same cell package for a couple of years, chances are there is something better on the market. Look around you or call your current provider and ask for a better deal.
36. Bank charges are for suckers. Many banks will charge a fee control or account balance minimum fee. Find a bank that is not.
37. Keep track of your expenses. At least for one month, keep a diary of everything you buy. At the end of the month, check your spending priorities and make adjustments.
38. Ditch your car. Walk, bike or take public transportation. You'll save on car payments, gasoline, parking, tickets and speeding.
39. Use your frequent flyer miles often. They will expire before May you know. There is no sense in storage. If you have enough for a free flight, use them.
40. Buy through your preferred airline partners merchants store. AA.com, for example, has several retail partners to whom you can get frequent flier miles with every purchase.
41. Negotiate fees. For example, ask a bank to waive late fees. Quite often, they say.
42. Get your free money. The money could be due to you. Get it.
28. Buying a used car. The most expensive miles on a car are the first 10000. Let someone else lead this for you. Buying used can save a lot of money given the limited value of the car has actually lost.
29. Be patient. Do not buy this new gadget today. Wait a month or two, and the price will certainly drop.
30. Buy airline tickets as early as possible. The cheapest flights are those that are purchased at least two months in advance. For travel holiday in particular, to buy as soon as you can.
31. Get the most for your air miles. Make sure that each airline miles you buy is to provide you with at least 1 cent to the price of a ticket.
32. Never buy the extended warranty. Often, your new product is already delivered with a 90-day or 1 year warranty (while most "defective" things will break, anyway). There is a reason for everyone wants to sell you an extended warranty: they are extremely profitable (for businesses, not for you).
33. Make your own meals. Eating out is to be costly if you do it too often.
34. Make your home more energy efficient. Bankrate.com has a list of 17 ways to do so.
35. Getting a better cell phone plan. If you had the same cell package for a couple of years, chances are there is something better on the market. Look around you or call your current provider and ask for a better deal.
36. Bank charges are for suckers. Many banks will charge a fee control or account balance minimum fee. Find a bank that is not.
37. Keep track of your expenses. At least for one month, keep a diary of everything you buy. At the end of the month, check your spending priorities and make adjustments.
38. Ditch your car. Walk, bike or take public transportation. You'll save on car payments, gasoline, parking, tickets and speeding.
39. Use your frequent flyer miles often. They will expire before May you know. There is no sense in storage. If you have enough for a free flight, use them.
40. Buy through your preferred airline partners merchants store. AA.com, for example, has several retail partners to whom you can get frequent flier miles with every purchase.
41. Negotiate fees. For example, ask a bank to waive late fees. Quite often, they say.
42. Get your free money. The money could be due to you. Get it.
